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If you've got an existing loan, you should check if you might get the top-up loan. Top-up loan means that borrowing an additional amount on the appreciated market value of this security you've got provided for the mortgage. It can be considered as a brand new loan account or the same loan account based on the banking institutions discretion. It's also possible to have to get towards a brand new loan agreement aided by the bank in the event that bank considers this top-up loan among a brand new loan account. Your entry costs for this loan can be lower than entering a brand new loan completely.

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